Is Anthem Blue Cross Blue Shield?
Anthem Blue Cross is dedicated to improving community health and providing the highest value to its customers. That includes delivering accessible treatment options for people struggling with addiction and offering access to hundreds of in-network rehab centers.
As one of the leading insurance providers, Anthem offers multiple individual and family, employer, Medicare, and Medicaid health insurance plans.2 The Affordable Care Act (ACA) mandates that all insurance plans provide some degree of coverage for the medically necessary treatment of mental health disorders, meaning that your Anthem plan may provide coverage for the treatment of substance use detox and rehab.
Types of Anthem Insurance Plans
You’ll receive different Anthem Insurance benefits based on your specific health plan. There are 3 main types of health insurance plans available through Anthem Insurance:2
- Bronze Plans: These plans feature higher deductibles with lower monthly payments. Bronze health insurance plans are ideal for people or couples who only need or want coverage for medical emergencies and don’t visit the doctor often.
- Silver Plans: With Silver plans, members have lower deductibles than the Bronze level and average monthly payments. These plans work well for people and small families with typical healthcare needs. Eligible members can also receive certain cost reductions.
- Gold Plans: These plans have the highest monthly payments and the lowest deductibles. Gold plans cover most routine healthcare costs and are great for people and families with ongoing healthcare needs.
Medicare and Medicaid
Anthem Blue Cross health plans also provide coverage for people with Medicare or Medicaid. Anthem’s Medicare Advantage Plan, Medicare C, combines Medicare Parts A, B, and D to give members extra benefits beyond basic Medicare.3 Medicare C offers broader healthcare coverage in one low-cost, convenient plan.3 Anthem also provides Medicare Supplement plans to help cover deductibles, coinsurance, and copays not covered by basic Medicare plans.3
Anthem Insurance partners with many healthcare providers to offer Medicaid plans for low-income families and individuals.4 Eligible members can receive Anthem insurance benefits and coverage for different healthcare services, including substance abuse treatment.4
Using Anthem for Alcohol Addiction Treatment
Using Anthem Blue Cross health plans for alcohol addiction treatment is simple, and you can verify your insurance and find different rehabs in many ways.
Let’s take Laguna Treatment Center in California, for example. If you want to attend this facility for alcohol addiction treatment, a good first step would be to see if they accept Anthem Insurance. You could also call the number on the back of your insurance card to check your benefits. After that, you’ll better understand what’s covered under your insurance plan and the next steps to take to attend treatment.